Hi, I'm Sayu, a nurse who FIRE in Japan!
I publish my expenditures every month.
You can learn the actual situation of Lean FIRE in Japan.
I have only broken it down into 5 categories
Now let’s take a look at February expenses:
Total-902USD （Excludes investment costs)
In total, I spent 902USD (116,543JPY) during April.
Including investments, the total is 13,66USD (176,494JPY).
Expenses this month were about the same as usual.
However, because of the weak yen, the cost of living was somewhat less when converted to dollars.
The average expenditure of a one-person household in Japan is 1283USD (150,506JPY) per month.
Ministry of Internal Affairs and Communications household survey, 2020https://www.stat.go.jp/data/kakei/2.html
247USD (32,000JPY) including eating out
I cook most of my own food, but I am not forcing myself to save money.
It is important to spend money on food for your health.
I own my house and have no mortgage. Property tax and repair costs are divided by 12 months.
Water, gas, and electricity total about54 USD (7,000JPY).
The war has raised the cost of electricity significantly.
Health insurance 67USD(8,691JPY)
Resident tax 94USD(12,166JPY)
15USD(2,000JPY) Unlimited calls, 20 gigs.
Total for insurance, gasoline, maintenance, etc.
My hobbies such as playing musical instruments, reading books, bicycles, etc.
do not cost much money.
Therefore, my entertainment expenses are low.
This item includes stocks, mutual funds, RITE as well as personal investments (books and tuition).
I buy mutual funds of all world stocks using dollar cost averaging.
In Japan, there are NISA and iDeCo, which do not charge taxes on profits, and I use them (there is a cap on the amount that can be invested in a year).
There were no special expenses in April.
Thank you very much for reading.