Hi, I'm Sayu, a nurse who FIRE in Japan!
I publish my expenditures every month.You can learn the actual situation of Lean FIRE in Japan.I have only broken it down into 5 categories
Now let’s take a look at February expenses:
Contents
Total-843USD (114,406JPY)
In total, I spent 843USD during June（Excludes investment costs).
Including investments, the total is 1,285USD (174,391JPY).
The average expenditure of a one-person household in Japan is 1109USD (150,506JPY) per month.
Ministry of Internal Affairs and Communications household survey, 2020
https://www.stat.go.jp/data/kakei/2.html
Groceries-235.8USD (32,000JPY)
This amount includes eating out.
I cook most of my own food, but I am not forcing myself to save money.It is important to spend money on food for your health.
Fixed Expenses-498.75USD (67,800JPY)
Housing -88.43USD (12,000JPY)
I own my house and have no mortgage. Property tax and repair costs are divided by 12 months.This includes fire insurance for this utility.
utilities-51.58USD (7,000JPY)
Total amount of electricity, gas, and water.
Taxes-271USD（36,857JPY）
Pension 117.9USD(16,000JPY)
Health insurance 64USD(8,691JPY)
Resident tax 89.65USD(12,166JPY)
Communication fee-14.74USD(2,000JPY)
Unlimited calls, 20 gigs.
Car-73USD(JPY10,000)
Total for insurance, gasoline, maintenance, etc.
Entertainment-110USD(15,000JPY)
I traveled and spent money this month.
My hobbies such as playing musical instruments, reading books, bicycles, etc. do not cost much money.
Therefore, my entertainment expenses are low.
Investments-442USD(60,000JPY)
This item includes stocks, mutual funds, RITE as well as personal investments (books and tuition).
I buy mutual funds of all world stocks using dollar cost averaging.
In Japan, there are NISA and iDeCo, which do not charge taxes on profits, and I use them (there is a cap on the amount that can be invested in a year).
Special Expenses-0USD
Nothing special this month.
