May 2022 Expenses

Hi, I'm Sayu, a nurse who FIRE in Japan!

I publish my expenditures every month.

You can learn the actual situation of Lean FIRE in Japan.

I have only broken it down into 5 categories

Now let’s take a look at February expenses:


Total-1,168USD (Excludes investment costs)

In total, I spent 1,168USD (161,184JPY) during May.

Including investments, the total is 1,632USD (22,5216JPY).

The average expenditure of a one-person household in Japan is 1283USD (150,506JPY) per month.

Ministry of Internal Affairs and Communications household survey, 2020


247USD (32,000JPY) including eating out
I cook most of my own food, but I am not forcing myself to save money.
It is important to spend money on food for your health.

Fixed Expenses-578USD

Housing -92USD

I own my house and have no mortgage. Property tax and repair costs are divided by 12 months.

This includes fire insurance for this utility.

92USD (12,000JPY)


Water, gas, and electricity total about54 USD (7,000JPY).

The war has raised the cost of electricity significantly.


Pension 123USD(16,000JPY)

Health insurance 67USD(8,691JPY)

Resident tax 94USD(12,166JPY)

Communication fee-15USD

15USD(2,000JPY) Unlimited calls, 20 gigs.



Total for insurance, gasoline, maintenance, etc.



My hobbies such as playing musical instruments, reading books, bicycles, etc.

do not cost much money.

Therefore, my entertainment expenses are low.


This item includes stocks, mutual funds, RITE as well as personal investments (books and tuition).

I buy mutual funds of all world stocks using dollar cost averaging.

In Japan, there are NISA and iDeCo, which do not charge taxes on profits, and I use them (there is a cap on the amount that can be invested in a year).

Special Expenses-266USD

I just bought an iPad!
I was able to get it at a low price due to student pricing.
I use it every day, glad I did!