March 2022 Expenses

Hi, I'm Sayu, a nurse who FIRE in Japan!

I publish my expenditures every month.

You can learn the actual situation of Lean FIRE in Japan.

I have only broken it down into 5 categories

Now let’s take a look at February expenses:

Total-908USD (Excludes investment costs)

In total, I spent 908USD (111,250JPY) during February

Including investments, the total is 2785USD (341,000JPY).

I started graduate school in April of this year.

So my total expenses for the month of March are very high.

The average expenditure of a one-person household in Japan is 1283USD (150,506JPY) per month.

Ministry of Internal Affairs and Communications household survey, 2020

https://www.stat.go.jp/data/kakei/2.html

Groceries-245USD

245USD (30,000JPY) including eating out
I cook most of my own food, but I am not forcing myself to save money.
It is important to spend money on food for your health.

Fixed Expenses-578USD

Housing -102USD

I own my house and have no mortgage. Property tax and repair costs are divided by 12 months.

102USD (12,000JPY)

utilities-57USD

Water, gas, and electricity total about USD (7,000JPY).

The war has raised the cost of electricity significantly.

Taxes-317USD

Pension 136USD(16,000JPY)

Health insurance 74USD(8,691JPY)

Resident tax 107USD(12,166JPY)

Communication fee-17USD

17USD(2,000JPY) Unlimited calls, 20 gigs.

Car-85USD

85USD(JPY10,000).

Total for insurance, gasoline, maintenance, etc.

Entertainment-85USD

85USD(10,000JPY)

My hobbies such as playing musical instruments, reading books, bicycles, etc.

do not cost much money.

Therefore, my entertainment expenses are low.

Investments-490USD

490USD(60,000JPY)
This item includes stocks, mutual funds, RITE as well as personal investments (books and tuition).

I buy mutual funds of all world stocks using dollar cost averaging.

In Japan, there are NISA and iDeCo, which do not charge taxes on profits, and I use them (there is a cap on the amount that can be invested in a year).

Special Expenses-1387USD!!

1387USD(170,000JPY)

I started taking graduate courses.

Admission fee and tuition for 7 courses.

It is not cheap, but I consider it the best investment I can make in myself.

Tuition is calculated as an investment.

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