July 2022 Expenses

Hi, I'm Sayu, a nurse who FIRE in Japan!

I publish my expenditures every month.You can learn the actual situation of Lean FIRE in Japan.I have only broken it down into 5 categories

Now let’s take a look at February expenses:


Total-719USD (95,339JPY)

I hardly worked last year, so my taxes were lower this year. This month I went to Tokyo for fun and ate caviar, but it only cost me $719 .

Including investments, the total is 1,171USD (155,000JPY).

The average expenditure of a one-person household in Japan is 1109USD (150,506JPY) per month.

Ministry of Internal Affairs and Communications household survey, 2020


Groceries-263USD (35,000JPY)

This amount includes eating out.

I cook most of my own food, but I am not forcing myself to save money.It is important to spend money on food for your health.

Fixed Expenses-381USD (50,591JPY)

Housing -90USD (12,000JPY)

I own my house and have no mortgage. Property tax and repair costs are divided by 12 months.This includes fire insurance for this utility.

utilities-52USD (7,000JPY)

Total amount of electricity, gas, and water.


Pension 120USD(16,000JPY)

Health insurance 27USD(3,591JPY)

Communication fee-16USD(2,000JPY)

Unlimited calls, 20 gigs.


Total for insurance, gasoline, maintenance, etc.


I traveled and spent money this month.

My hobbies such as playing musical instruments, reading books, bicycles, etc. do not cost much money.

Therefore, my entertainment expenses are low.


This item includes stocks, mutual funds, RITE as well as personal investments (books and tuition).

I buy mutual funds of all world stocks using dollar cost averaging.

In Japan, there are NISA and iDeCo, which do not charge taxes on profits, and I use them (there is a cap on the amount that can be invested in a year).

Special Expenses-0USD

Nothing special this month.