July 2022 Expenses

Hi, I'm Sayu, a nurse who FIRE in Japan!

I publish my expenditures every month.You can learn the actual situation of Lean FIRE in Japan.I have only broken it down into 5 categories

Now let’s take a look at February expenses:

Total-719USD (95,339JPY)

I hardly worked last year, so my taxes were lower this year. This month I went to Tokyo for fun and ate caviar, but it only cost me $719 .

Including investments, the total is 1,171USD (155,000JPY).

The average expenditure of a one-person household in Japan is 1109USD (150,506JPY) per month.

Ministry of Internal Affairs and Communications household survey, 2020

https://www.stat.go.jp/data/kakei/2.html

Groceries-263USD (35,000JPY)

This amount includes eating out.

I cook most of my own food, but I am not forcing myself to save money.It is important to spend money on food for your health.

Fixed Expenses-381USD (50,591JPY)

Housing -90USD (12,000JPY)

I own my house and have no mortgage. Property tax and repair costs are divided by 12 months.This includes fire insurance for this utility.

utilities-52USD (7,000JPY)

Total amount of electricity, gas, and water.

Taxes-147USD(19,591JPY)

Pension 120USD(16,000JPY)

Health insurance 27USD(3,591JPY)

Communication fee-16USD(2,000JPY)

Unlimited calls, 20 gigs.

Car-75USD(JPY10,000)

Total for insurance, gasoline, maintenance, etc.

Entertainment-75USD(10,000JPY)

I traveled and spent money this month.

My hobbies such as playing musical instruments, reading books, bicycles, etc. do not cost much money.

Therefore, my entertainment expenses are low.

Investments-452USD(60,000JPY)

This item includes stocks, mutual funds, RITE as well as personal investments (books and tuition).

I buy mutual funds of all world stocks using dollar cost averaging.

In Japan, there are NISA and iDeCo, which do not charge taxes on profits, and I use them (there is a cap on the amount that can be invested in a year).

Special Expenses-0USD

Nothing special this month.

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